AUS PILATES INSTRUCTOR INSURANCE

What Type of Pilates Insurance Do I Need in Australia?

 

Physiotherapists & Other Allied Health Professionals

If you are a qualified physiotherapist, your physiotherapy insurance should cover you to instruct Pilates, but it may be wise to check with them anyway.

For all other allied health professionals, check with your insurance body to check if your current insurance body covers you for Pilates.

 

Fitness Professionals (Certificate III or IV in Fitness)

If you are a Fitness Trainer with insurance through Fitness Australia, your Fitness Australia insurance will cover you to teach all of the exercises contained in courses which are Fitness Australia approved (attract CECs). If you complete courses which do not attract Fitness Australia CECs, you may need to obtain additional insurance to cover that additional repertoire of exercises. We recommend contacting your insurance provider to check what you are covered for.

If you are a Fitness Professional who is not a Fitness Australia Registered Exercise Professional (REPs), we recommend contacting your current insurance provider to check if you are covered to teach Pilates. If your insurance company does not cover you to teach Pilates exercises, refer to the section below for our recommended insurance company (JUA Underwriting).

Note: Fitness Australia approves the education delivered within the Scope of Practice for Registered Exercise Professionals and have allocated CECs accordingly to this program. Fitness Australia however doesn’t recognise the title of becoming a Pilates Instructor as referred to within this program. For example, Fitness Australia requires Personal Trainers who are a Registered Fitness Professionals (REPs) to refer to themselves as a “Personal Trainer who teaches Pilates” rather than a “Pilates instructor.”

 

Massage Therapists

Check with your relevant association to see if you are covered under your existing insurance to teach Pilates. If you are not covered, see the information below about obtaining additional coverage.

 

Exercise Physiologists

Check with your relevant association to see if you are covered under your existing insurance to teach Pilates. If you are not covered, see the information below about obtaining additional coverage.

 

Instructors Without Other Qualifications

If you need to obtain Pilates insurance, we recommend the following insurance company –

JUA Underwriting Agency

You will need to provide JUA with a copy of your Pilates certificate, a current First Aid certificate and any other fitness/health related qualification certificates you may have.

 


 

Insurance FAQs

 

What level of cover do I need as an instructor?

It really comes down to you as there are many factors involved in how much cover you have as an instructor. Such factors include –

  • The number of classes which you teach each week (if you are only teaching 1 class every other week, your risk of an incident occuring may be less)
  • The types of clients you are taking for Pilates (for example, children and pregnant women are often considered higher risk clients and therefore, if taking these types of clients, you may wish to increase the amount of cover you have)
  • Whether your place of work has insurance which also covers you (some businesses will have their own insurance policy which covers the instructors working on the premises. If this is the case, it may mean that your own policy could be less)
  • If you are using any type of equipment in your classes (circles, bands, reformers, cadillacs, wunda chairs etc.) you may wish to increase your coverage

If you have any questions about the appropriate cover, please contact your insurance provider directly.

 

How much does insurance cost?

It depends on the insurance provider that you go with. Insurance is usually charged as an annual fee but many insurance providers allow monthly direct debits. For an accurate insurance quote, please contact one of the insurance providers listed above.

 

Should I get a job first or take out insurance first?

This is a personal preference! Some employers may like that you already have your insurance sorted, while other employers may let you know that you don’t actually need your own insurance to work for them. As their business insurance may cover you to instruct on their premises. So it really comes down to a personal preference as to whether you get a job first or take out insurance first!

 

Do I need to change my insurance for each Pilates course I complete?

Yes, as soon as you complete and plan on instructing additional repertoire, you should inform your insurance provider of this change. For example, if you complete the Reformer Course and plan on instructing Reformer exercises, you will need to inform the insurance provider prior to instructing the new repertoire. It may be that your annual insurance price varies but please contact your insurance provider for more information.

 


 

First Aid Certificate

 

As a Pilates instructor, you should hold a current First Aid certificate in addition to your Pilates insurance.

You can complete First Aid training from many different education providers such as –