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USA Pilates Instructor Insurance

Obtaining Pilates Instructing Insurance in America

 

See below for a number of United States based insurance companies who insure instructors who have completed Studio Pilates International courses. Please note that in order to take out Pilates instructor insurance in America, you must be living and teaching within the United States only.

 

Alternative Balance
  • Phone: 1800 871 3848
  • Email: stacey@alternativebalance.org
  • Website: www.alternativebalance.net

Note: As of December 2017, cover ranges from $189/year – $249/year.

 

K & K Insurance Group, Inc

 

NAMASTA
  • Phone: 1 877 626 2782
  • Email: margaret@namasta.com
  • Website: www.namasta.com

Note: To obtain insurance, you must first join NAMASTA as a member. As of December 2017, their Associate Membership was $99.99 per year and Professional Membership was $199 per year. To join NAMASTA, you must provide an electronic copy of your certificate of completion and have at least 50 hours of teaching experience. If you do not have this experience, you are still eligible for coverage but at a higher premium rate. Once you have signed up as a member, you can then apply for liability insurance coverage. As of December 2017, the annual premium for coverage on the policy (at the $1 million limit) was $105. NAMASTA insurance covers you to teach world wide (but a US residency is required).

 

 

Insurance FAQs

 

What level of cover do I need as an instructor?

It really comes down to you as there are many factors involved in how much cover you have as an instructor. Such factors include –

  • The number of classes which you teach each week (if you are only teaching 1 class every other week, your risk of an incident occuring may be less)
  • The types of clients you are taking for Pilates (for example, children and pregnant women are often considered higher risk clients and therefore, if taking these types of clients, you may wish to increase the amount of cover you have)
  • Whether your place of work has insurance which also covers you (some businesses will have their own insurance policy which covers the instructors working on the premises. If this is the case, it may mean that your own policy could be less)
  • If you are using any type of equipment in your classes (circles, bands, reformers, cadillacs, wunda chairs etc.) you may wish to increase your coverage

If you have any questions about the appropriate cover, please contact your insurance provider directly.

 

How much does insurance cost?

It depends on the insurance provider that you go with. Insurance is usually charged as an annual fee but many insurance providers allow monthly direct debits. For an accurate insurance quote, please contact one of the insurance providers listed above.

 

Do I need to change my insurance for each Pilates course I complete?

Yes, as soon as you complete and plan on instructing additional repertoire, you should inform your insurance provider of this change. For example, if you complete the Reformer Course and plan on instructing Reformer exercises, you will need to inform the insurance provider prior to instructing the new repertoire. It may be that your annual insurance price varies but please contact your insurance provider for more information.

 

 

First Aid Certificate

 

As a Pilates instructor, you should hold a current First Aid certificate in addition to your Pilates insurance.